Insurance Series
A. Insurance Series
| Premiums Refund Type |
Premium will be completed guaranteed within 15 years，premiums will be refund when compensation happened。The Cost is only $900。 |
| Whole Life Insurance |
Premium will be completed guaranteed within 15or 20 years. Annual dividend，Stably obtain high returns and high growth. |
| Comprehensive Life Insurance |
Very flexible. You can choose the investment portfolio and premium payment term yourself. It combines the investment and insurance to one set. |
| Term Life Insurance |
10, 20 years or tailor-made term to meet the mortgage payment term needs. |
*Whole Life Insurance
Whole life insurance provides a combination of permanent life insurance whole life insurance protection and an opportunity for tax- preferred cash value growth. As a multiple-function financial product which is perfectly suitable for children or high-asset people participating life insurance is equipped with a series of functions including capital protection asset appreciation risk management tax planning retirement protection and heritage planning receiving popular recognition and welcome from children or high-capitalized people.
Specific advantages are as follow:
- The yield on the policy account is stable and high. Over the past 60
years the average dividend rate has been as high as 7% the stability and recognition of which is already higher than the same- level products. Moreover, the accretion of dividend is compounded and tax-free.
- Invested capital can be used as a supplement to retirement funds or as other emergency funds so that the policy holder has easy access to the invested capital.
- Capital in policy accounts will not fluctuate due to changes in the market so the share of dividends will not be reduced due to the bear market.
- Policy account has a policyholder protection function which guarantee assets not to be frozen when unexpected emergency happens.
B. Critical disease insurance
| paid out in 15 years with life-time effective |
| able to withdraw entire amount after 15 years |
| with diverse payment projects |
C. Travel Medical Insurance
- Super Visa insurance, minimum price $3,000, 30% discount;
- Parents or family visitors (minimum $1.56 per day);
- New immigrations without OHIP (minimum $1.56 per day);
- International students (minimum $1.50 per day);
- Travelers in Ontario or around the globe (minimum $1.56 per day)
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